Individual/Family

Individual & Family Coverage

What does LIG Solutions offer for Individual & Family Coverage?

LIG Solutions provides cost-effective health insurance solutions for our members across the country from national, regional, and local insurance carriers that you know and trust. Since our founding in 2009, we have been the trusted advisor for hundreds of thousands of people just like you, providing you CHOICE while making it simple to get the coverage you need today and in the future.

The team at LIG Solutions is licensed in all 50 states and can offer major medical, short-term, Medicare, vision, dental, critical illness, life, and many other types of supplemental coverage options. When you contact LIG Solutions, you will be connected to a licensed advisor who will work with you one-on-one. We will guide you every step of the way to find the health insurance coverage that best fits your health and financial needs while keeping your lifestyle and budget in mind.

When you speak with one of LIG’s licensed advisors during your no-cost consultation, they will answer any questions, go over policy details and make sure doctors, services, and prescriptions that you currently utilize will be covered. In some cases, you may choose an individual health insurance plan over your employer’s offered health insurance. Individual plans are customized for your needs as opposed to group insurance which is general to cover many employees. Plus, your individual plan is mobile so if you leave a job, you can take your plan with you!

The cost of health insurance will vary depending on the plan and how many members are on it. Our licensed advisors will compare coverage benefits and rates from multiple carriers to find you an affordable plan. LIG is dedicated to finding the best health coverage plan for you and your family.

We are dedicated to finding the right health coverage for you in 3 steps

Step 1:
Evaluating Your Needs

Our insurance advisors will provide a consultative approach to learning about your challenges & coverage needs

Step 2:
Comparing Plans & Quotes

We’ll shop the marketplace on your behalf & provide plans & quote comparisons from multiple insurance carriers within minutes

Step 3
Enroll in a Plan!

Once you’ve decided on a plan that meets your coverage needs, we’ll immediately begin the enrollment process over the phone with easy payment setup!

ACA / Obama Care Qualified Health Plans

The Affordable Care Act (ACA / Obamacare) is a comprehensive policy designed to help you and your family pay for covered healthcare expenses. These major medical plans cover healthcare services such as preventive, emergency care, outpatient and inpatient visits.

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Affordable options available for individuals and families

 

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Not available all year round, only offered during a qualifying life event (QLE) or open enrollment period (OEP)

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Outpatient and inpatient healthcare services covered

 

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Best plans for pre-existing conditions

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Ready to find the plan that best fits your needs?

Click the button to start the process!

Indemnity Medical Plans

Indemnity medical plans will pay you a fixed cash amount to help cover out-of-pocket medical expenses. You have complete choice and flexibility over which doctor or physician you want to see. This is a fee-for-service plan.*

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Affordable options available for individuals and families

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Available all year round

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Not ACA compliant - this is not health insurance

X

Typically does not cover pre-existing conditions

*These plans are not available in every state.

Ready to find the plan that best fits your needs?

Click the button to start the process!

Short Term Health Insurance

Short term health insurance was designed for healthy individuals and families to provide an affordable solution or safety net while switching from one life event to another without a health plan. Don’t risk having to pay large out of pocket expenses from a health-related cause due to lack of health coverage.

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Affordable options available for individuals and families

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Available all year round, gap coverage

X

Not ACA compliant

X

Typically does not cover pre-existing conditions

Ready to find the plan that best fits your needs?

Click the button to start the process!

Supplemental Options

Dental/Vision/Hearing

Dental, vision, and hearing insurance help pay for the costs of visits to the doctors for basic or preventive services. This can include dental options like teeth cleaning, X-rays. Vision coverage helps offset the costs of routine eye exams, eyeglasses, contacts prescribed by a specialist or medical doctor. Hearing coverage can include hearing benefits and discounts on hearing products.

Critical Care Insurance

Critical care insurance is intended to pay a cash lump sum payment for covered illness such as a heart attack, stroke, cancer and more. LIG Solutions can get the coverage you need – before you need it.

Hospitalization Supplemental Insurance

This add on supplemental coverage helps fill in the gaps of your deductible if you find yourself in the hospital. It helps keep monthly premiums down and will pay you a cash lump sum to help cover medical costs.

Accident

Accident insurance is an added supplemental insurance coverage that helps cover bills and other costs from a result of an accident.

Life Insurance

LIG Solutions can get you virtually any insurance product from most insurance companies in your state for the best price! Our unbiased focus is finding a product to meet your needs. We consider your immediate, short- and long-term financial goals and custom design a program or portfolio that meets those objectives, keeping in mind your family and your budget.

Disability Coverage

Supplemental coverage that will help cover expenses if you become disabled.

Ready to find the plan that best fits your needs?

Click the button to start the process!

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About LIG Solutions

LIG Solutions is a trusted advisor helping find health insurance coverage that best serves individual, family, and group needs, while keeping in mind affordability and budget. We are thought leaders dedicated to offering true solutions for our members to help navigate today’s complex health insurance market. At LIG Solutions, we are fully committed to the health insurance marketplace and the programs and products we offer.

Hours of Operation

Mon: 9am - 7pm EST
Tue: 9am - 7pm EST
Wed: 9am - 7pm EST
Thu: 9am - 7pm EST
Fri: 9am - 7pm EST

*Hours of operation adjust
for open enrollment periods

Headquarters
6100 Rockside Woods Blvd N.
Suite 310
Independence, OH 44131

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© 2020 LIG SOLUTIONS, A LIGHTHOUSE INSURANCE GROUP, LLC COMPANY

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