Group Insurance

Group Coverage

What does LIG Solutions offer for Group Coverage?

The employee benefits specialists at LIG Solutions makes getting group coverage EASY for your business and your employees. As the leader in individual and family health insurance, the LIG Group HRA Coverage Program is the perfect alternative to the traditional “one-size-fits-all” group plans you are familiar with.

The LIG Group HRA Coverage Program makes it easy for you to control costs and expenses related to your employee health insurance benefits program while giving your employees a true CHOICE in having coverage that fits their needs today and in the future.

Since our founding in 2009, we have been the trusted advisor for hundreds of thousands of people at businesses just like you in giving you CHOICE while making it simple to get the coverage your employees except and need.

The LIG Solutions team of licensed advisors works with you and your employees one-on-one to find the health insurance coverage that best fits their health and financial needs. LIG Solutions is licensed in all 50 states and works with all leading national, regional and local insurance carriers to ensure that you and your employees are getting access to the best plans available for major medical, Medicare, vision, dental, critical illness, life, and many other types of supplemental coverage options depending on their needs.

When you contact LIG Solutions, you will be connected to both our employee benefits team and our licensed advisor team who will be with you and your employees every step of the way to find the plans that best match their health and financial needs, answer any questions they may have, and go over the policy details to ensure they have the right coverage for them and their family.

Offering the right health coverage plan for all employees and members can be difficult, however, LIG Solutions can help! The LIG Group HRA Coverage Program options are the same look and feel of a traditional group plan and but offer slightly different benefits approach, including using a Health Reimbursement Arrangements (HRAs) to allow for cost control and choice for your employees. LIG’s trusted advisors will build out a custom plan for your employees with every plan tailored to fit your employee’s individual financial and health needs. Ultimately giving them the power of choice while helping you control costs!

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LIG Solutions provides the power of choice to your health coverage

Ready to Help your Employees be Healthy?

Health Reimbursement Arrangement Plans (HRA)

Remove the stress of group insurance with the LIG Group HRA Coverage Program. HRAs are affordable solutions that are not insurance, but rather a way for employers to assist their employees with paying for their health coverage premiums. Employers set a defined amount of money to reimburse health insurance premiums for the individual health plan that employees choose while maintaining the same tax-favored status for employer contribution as a traditional group health plan. If you want to discuss how the LIG Group HRA Coverage Program can help you save money while giving better benefits to your employees, please fill out the form to talk with one of our licensed advisors!

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Affordable low monthly costs for employers & employees

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Flexible coverage for part-time, those working in different states, & at a variety of life-stages

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Major medical ACA plans, Medicare, & supplemental options can be included

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Most plans do not have restrictions based on business size

Ready to find the plan that best fits your employees' needs?

Click the button to start the process!

Supplemental Options

Dental/Vision/Hearing

Dental, vision, and hearing insurance help pay for the costs of visits to the doctors for basic or preventive services. This can include dental options like teeth cleaning, X-rays. Vision coverage helps offset the costs of routine eye exams, eyeglasses, contacts prescribed by a specialist or medical doctor. Hearing coverage can include hearing benefits and discounts on hearing products.

Critical Care Insurance

Critical care insurance is intended to pay a cash lump sum payment for covered illnesses such as a heart attack, stroke, cancer, and more. LIG Solutions can get the coverage you need – before you need it.

 

 

Hospitalization Supplemental Insurance

This add on supplemental coverage helps fill in the gaps of your deductible if you find yourself in the hospital. It helps keep monthly premiums down and will pay you a cash lump sum to help cover medical costs.

Accident

Accident insurance is an added supplemental insurance coverage that helps cover bills and other costs from a result of an accident.

Life Insurance

LIG Solutions can get you virtually any insurance product from most insurance companies in your state for the best price! Our unbiased focus is on finding a product to meet your needs. We consider your immediate, short- and long-term financial goals and custom design a program or portfolio that meets those objectives, keeping in mind your family and your budget.

Disability Coverage

Supplemental coverage that will help cover expenses if you become disabled.

Ready to find the plan that best fits your employees' needs?

Click the button to start the process!

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About LIG Solutions

LIG Solutions is a trusted advisor helping find health insurance coverage that best serves individual, family, and group needs, while keeping in mind affordability and budget. We are thought leaders dedicated to offering true solutions for our members to help navigate today’s complex health insurance market. At LIG Solutions, we are fully committed to the health insurance marketplace and the programs and products we offer.

Hours of Operation

Mon: 9am - 7pm EST
Tue: 9am - 7pm EST
Wed: 9am - 7pm EST
Thu: 9am - 7pm EST
Fri: 9am - 7pm EST

*Hours of operation adjust
for open enrollment periods

Headquarters
6100 Rockside Woods Blvd N.
Suite 310
Independence, OH 44131

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© 2020 LIG SOLUTIONS, A LIGHTHOUSE INSURANCE GROUP, LLC COMPANY

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